5 Tips for Managing Your Finances with a DBS Bank Credit Card

5 Tips for Managing Your Finances with a DBS Bank Credit Card

Owning a credit card is more of a necessity than luxury these days. Whether you are planning a vacation, revamping your home, or dealing with an emergency, a DBS Bank Credit Card can be your financial savior. However, managing your credit card is crucial to avoid debts and to enjoy the benefits it offers.

Here are five tips you can follow to manage your finances with a DBS Bank Credit Card.

1. Keep Track of Your Expenses:

Scrutiny of your daily expenses is essential. To avoid surpassing your credit limit and to prevent unnecessary expenditure, make it a practice to check your account frequently. DBS Bank provides a mobile banking app that simplifies this task.

2. Make Full Payments:

It’s a common practice to make minimum payments and procrastinate clearing the full bill. However, this can elevate your interest rates, and before you realize, you can get swamped with credit card debts. Therefore, it’s advisable to make full payments as soon as possible to maintain your credit score.

3. Utilize Reward Points:

One of the perks of using a Credit Card is the reward points that accumulate as you make purchases. Don’t forget to redeem these points before they expire. They can get you attractive discounts and deals.

4. Beware of Fraud:

Credit card frauds are on the rise. Protect your card information by keeping your card details and pin confidential. If you lose your card or suspect any unauthorized transaction, immediately report it to DBS Bank.

5. Benefit from Promotional Offers:

DBS Bank rolls out various promotional offers from time to time. Availing these can save a lot of money. However, make sure you understand the terms and conditions before you avail any offer.

Exploring Co-Branded Credit Cards

Bajaj Finserv RBL Bank Credit Card

Now, for those who are seeking an upgrade, looking beyond DBS Bank Credit Card can open new horizons for them. Enter Bajaj Finserv RBL Bank Credit Card and Bajaj Finserv DBS Bank Credit Card. These cards, co-branded by Bajaj Finserv, extend the financial spectrum of benefits for the cardholders and make their experience rewarding.

Bajaj Finserv DBS Bank Credit Card

Bajaj Finserv RBL Bank Credit Card offers EMI finance facility on a wide array of products, personal loan against the credit limit, fuel surcharge waiver, and extensive reward points on every purchase. Bajaj Finserv DBS Bank Credit Card, on the other hand, aims to amplify the shopping experience with best-in-class features like high reward points, priority pass membership, and enticing discounts.

Simplified Application Process

The cherry on the cake is the simplified application process for these co-branded credit cards. Application can be done online by visiting the Bajaj Finserv website. Provide the required personal details, choose the card as per your need, and submit the form. Post submission, Bajaj Finserv carries out a credit evaluation, and upon successful completion, the card is dispatched to the address mentioned in the form.


It’s noteworthy that managing a credit card is a blend of practical decisions and punctuality. By sensibly spending, regularly paying off your dues, and keeping track of promotions and offers, you can make the most of your Bajaj Finserv RBL Bank Credit Card and Bajaj Finserv DBS Bank Credit Card. Remember, your credit card is a powerful financial tool, and its power depends on how judiciously you wield it. If done right, it can guarantee your journey from financial conundrums to financial comfort.